Call reports 2011
BANK OF MCLOUTH, THE — 2011
What BANK OF MCLOUTH, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Total assets | 40,433,000 | 37,756,000 |
| Total loans | 21,382,000 | 21,806,000 |
| Allowance for loan losses | 282,000 | 301,000 |
| Securities available for sale | 6,528,000 | 10,117,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 37,060,000 | 34,065,000 |
| Interest-bearing deposits | 29,236,000 | 28,000,000 |
| Noninterest-bearing deposits | 7,824,000 | 6,065,000 |
| Equity capital | 3,309,000 | 3,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Interest income | 348,000 | 724,000 |
| Interest expense | 64,000 | 130,000 |
| Net interest income | 284,000 | 594,000 |
| Noninterest income | 27,000 | 61,000 |
| Noninterest expense | 173,000 | 355,000 |
| Provision for loan losses | 12,000 | 24,000 |
| Pretax income | 126,000 | 276,000 |
| Income tax | 4,000 | 8,000 |
| Net income | 122,000 | 268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Tier 1 capital | 2,835,000 | 2,993,000 |
| Total capital | 3,117,000 | 3,294,000 |
| Risk-weighted assets | 25,072,000 | 25,336,000 |