Call reports 2002
BANK OF MCLOUTH, THE — 2002
What BANK OF MCLOUTH, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 31,564,000 | 31,258,000 | 31,569,000 | 31,627,000 |
| Total loans | 14,795,000 | 15,723,000 | 15,366,000 | 16,062,000 |
| Allowance for loan losses | 219,000 | 228,000 | 265,000 | 260,000 |
| Securities available for sale | 11,454,000 | 11,965,000 | 13,071,000 | 13,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,967,000 | 25,423,000 | 25,538,000 | 25,838,000 |
| Interest-bearing deposits | 22,487,000 | 22,064,000 | 21,313,000 | 22,201,000 |
| Noninterest-bearing deposits | 3,480,000 | 3,359,000 | 4,225,000 | 3,637,000 |
| Equity capital | 5,360,000 | 5,430,000 | 5,530,000 | 5,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 448,000 | 900,000 | 1,357,000 | 1,791,000 |
| Interest expense | 150,000 | 299,000 | 434,000 | 550,000 |
| Net interest income | 298,000 | 601,000 | 923,000 | 1,241,000 |
| Noninterest income | 50,000 | 95,000 | 151,000 | 203,000 |
| Noninterest expense | 209,000 | 430,000 | 642,000 | 1,010,000 |
| Provision for loan losses | 15,000 | 30,000 | 65,000 | 110,000 |
| Pretax income | 124,000 | 236,000 | 367,000 | 324,000 |
| Income tax | 30,000 | 54,000 | 92,000 | 110,000 |
| Net income | 94,000 | 182,000 | 275,000 | 214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,268,000 | 5,268,000 | 5,361,000 | 5,300,000 |
| Total capital | 5,487,000 | 5,496,000 | 5,626,000 | 5,560,000 |
| Risk-weighted assets | 21,503,000 | 22,118,000 | 22,189,000 | 22,544,000 |