Call reports 2001
BANK OF MCLOUTH, THE — 2001
What BANK OF MCLOUTH, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 27,505,000 | 30,378,000 | 31,131,000 | 32,275,000 |
| Total loans | 15,218,000 | 15,800,000 | 15,970,000 | 15,292,000 |
| Allowance for loan losses | 241,000 | 252,000 | 269,000 | 200,000 |
| Securities available for sale | 9,610,000 | 10,890,000 | 10,389,000 | 11,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,129,000 | 24,834,000 | 25,384,000 | 26,725,000 |
| Interest-bearing deposits | 19,075,000 | 21,393,000 | 21,761,000 | 22,661,000 |
| Noninterest-bearing deposits | 3,054,000 | 3,441,000 | 3,623,000 | 4,064,000 |
| Equity capital | 5,074,000 | 5,167,000 | 5,319,000 | 5,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 495,000 | 1,014,000 | 1,524,000 | 2,024,000 |
| Interest expense | 207,000 | 427,000 | 637,000 | 826,000 |
| Net interest income | 288,000 | 587,000 | 887,000 | 1,198,000 |
| Noninterest income | 39,000 | 83,000 | 131,000 | 187,000 |
| Noninterest expense | 206,000 | 412,000 | 612,000 | 917,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 106,000 | 228,000 | 361,000 | 408,000 |
| Income tax | 25,000 | 55,000 | 95,000 | 101,000 |
| Net income | 81,000 | 173,000 | 266,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,962,000 | 5,054,000 | 5,147,000 | 5,188,000 |
| Total capital | 5,203,000 | 5,306,000 | 5,416,000 | 5,388,000 |
| Risk-weighted assets | 19,968,000 | 21,554,000 | 22,240,000 | 22,104,000 |