Call reports 2012
HERITAGE BANK OF FLORIDA — 2012
What HERITAGE BANK OF FLORIDA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 234,267,000 | 226,880,000 | 225,477,000 |
| Total loans | 189,132,000 | 183,380,000 | 181,308,000 |
| Allowance for loan losses | 5,532,000 | 9,934,000 | 9,546,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 220,489,000 | 220,451,000 | 223,309,000 |
| Interest-bearing deposits | 207,324,000 | 207,180,000 | 210,452,000 |
| Noninterest-bearing deposits | 13,165,000 | 13,271,000 | 12,857,000 |
| Equity capital | 8,760,000 | 1,214,000 | 1,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 2,492,000 | 4,907,000 | 7,205,000 |
| Interest expense | 645,000 | 1,266,000 | 1,848,000 |
| Net interest income | 1,847,000 | 3,641,000 | 5,357,000 |
| Noninterest income | -124,000 | -1,062,000 | -1,119,000 |
| Noninterest expense | 1,416,000 | 2,800,000 | 4,427,000 |
| Provision for loan losses | 307,000 | 7,325,000 | 7,325,000 |
| Pretax income | 0 | -7,546,000 | -7,514,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 0 | -7,546,000 | -7,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 8,760,000 | 1,214,000 | 1,246,000 |
| Total capital | 11,075,000 | 2,428,000 | 2,492,000 |
| Risk-weighted assets | 182,008,000 | 174,032,000 | 171,087,000 |