Call reports 2026
VERIMORE BANK — 2026
What VERIMORE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 649,717,000 | 639,088,000 |
| Total loans | 504,854,000 | 520,471,000 |
| Allowance for loan losses | 5,972,000 | 6,101,000 |
| Securities available for sale | 34,927,000 | 34,107,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 557,209,000 | 549,451,000 |
| Interest-bearing deposits | 443,758,000 | 428,485,000 |
| Noninterest-bearing deposits | 113,451,000 | 120,966,000 |
| Equity capital | 70,101,000 | 71,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,502,000 | 19,295,000 |
| Interest expense | 2,965,000 | 5,895,000 |
| Net interest income | 6,537,000 | 13,400,000 |
| Noninterest income | 428,000 | 820,000 |
| Noninterest expense | 3,812,000 | 7,775,000 |
| Provision for loan losses | 45,000 | 180,000 |
| Pretax income | 3,017,000 | 6,181,000 |
| Income tax | 0 | 0 |
| Net income | 3,017,000 | 6,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 66,357,000 | 67,634,000 |
| Total capital | 72,208,000 | 73,738,000 |
| Risk-weighted assets | 467,805,000 | 506,771,000 |