Call report 2025Q4
VERIMORE BANK — 2025Q4
The 22 measures VERIMORE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 638,980,000 | USD | evidence → |
| Total loans | 489,409,000 | USD | evidence → |
| Allowance for loan losses | 5,901,000 | USD | evidence → |
| Securities available for sale | 37,667,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 546,912,000 | USD | evidence → |
| Interest-bearing deposits | 426,363,000 | USD | evidence → |
| Noninterest-bearing deposits | 120,549,000 | USD | evidence → |
| Equity capital | 69,287,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 35,299,000 | USD | evidence → |
| Interest expense | 11,861,000 | USD | evidence → |
| Net interest income | 23,438,000 | USD | evidence → |
| Noninterest income | 1,425,000 | USD | evidence → |
| Noninterest expense | 14,583,000 | USD | evidence → |
| Provision for loan losses | 1,039,000 | USD | evidence → |
| Pretax income | 9,124,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 9,124,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,227,000 | USD | evidence → |
| Total capital | 71,141,000 | USD | evidence → |
| Risk-weighted assets | 482,517,000 | USD | evidence → |