Call report 2025Q2
VERIMORE BANK — 2025Q2
The 22 measures VERIMORE BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 460,685,000 | USD | evidence → |
| Total loans | 396,070,000 | USD | evidence → |
| Allowance for loan losses | 4,716,000 | USD | evidence → |
| Securities available for sale | 16,034,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 397,794,000 | USD | evidence → |
| Interest-bearing deposits | 301,861,000 | USD | evidence → |
| Noninterest-bearing deposits | 95,933,000 | USD | evidence → |
| Equity capital | 48,175,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,503,000 | USD | evidence → |
| Interest expense | 5,340,000 | USD | evidence → |
| Net interest income | 9,163,000 | USD | evidence → |
| Noninterest income | 583,000 | USD | evidence → |
| Noninterest expense | 5,537,000 | USD | evidence → |
| Provision for loan losses | -41,000 | USD | evidence → |
| Pretax income | 4,144,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,144,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,537,000 | USD | evidence → |
| Total capital | 53,403,000 | USD | evidence → |
| Risk-weighted assets | 389,229,000 | USD | evidence → |