Call report 2024Q4
VERIMORE BANK — 2024Q4
The 22 measures VERIMORE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 466,463,000 | USD | evidence → |
| Total loans | 388,708,000 | USD | evidence → |
| Allowance for loan losses | 4,767,000 | USD | evidence → |
| Securities available for sale | 21,221,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 405,861,000 | USD | evidence → |
| Interest-bearing deposits | 317,120,000 | USD | evidence → |
| Noninterest-bearing deposits | 88,741,000 | USD | evidence → |
| Equity capital | 46,782,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,480,000 | USD | evidence → |
| Interest expense | 11,200,000 | USD | evidence → |
| Net interest income | 16,280,000 | USD | evidence → |
| Noninterest income | 1,210,000 | USD | evidence → |
| Noninterest expense | 10,426,000 | USD | evidence → |
| Provision for loan losses | 117,000 | USD | evidence → |
| Pretax income | 6,934,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 6,934,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,382,000 | USD | evidence → |
| Total capital | 52,264,000 | USD | evidence → |
| Risk-weighted assets | 390,577,000 | USD | evidence → |