Call report 2020Q4
VERIMORE BANK — 2020Q4
The 22 measures VERIMORE BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 340,671,000 | USD | evidence → |
| Total loans | 283,914,000 | USD | evidence → |
| Allowance for loan losses | 3,689,000 | USD | evidence → |
| Securities available for sale | 15,544,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 300,869,000 | USD | evidence → |
| Interest-bearing deposits | 232,293,000 | USD | evidence → |
| Noninterest-bearing deposits | 68,576,000 | USD | evidence → |
| Equity capital | 34,728,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,833,000 | USD | evidence → |
| Interest expense | 2,719,000 | USD | evidence → |
| Net interest income | 12,114,000 | USD | evidence → |
| Noninterest income | 992,000 | USD | evidence → |
| Noninterest expense | 7,748,000 | USD | evidence → |
| Provision for loan losses | 780,000 | USD | evidence → |
| Pretax income | 4,605,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,605,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,134,000 | USD | evidence → |
| Total capital | 37,425,000 | USD | evidence → |
| Risk-weighted assets | 262,840,000 | USD | evidence → |