Call report 2019Q4
VERIMORE BANK — 2019Q4
The 22 measures VERIMORE BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 299,950,000 | USD | evidence → |
| Total loans | 238,103,000 | USD | evidence → |
| Allowance for loan losses | 2,853,000 | USD | evidence → |
| Securities available for sale | 17,387,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 261,200,000 | USD | evidence → |
| Interest-bearing deposits | 208,019,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,181,000 | USD | evidence → |
| Equity capital | 29,591,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,745,000 | USD | evidence → |
| Interest expense | 3,106,000 | USD | evidence → |
| Net interest income | 10,639,000 | USD | evidence → |
| Noninterest income | 843,000 | USD | evidence → |
| Noninterest expense | 7,255,000 | USD | evidence → |
| Provision for loan losses | 194,000 | USD | evidence → |
| Pretax income | 4,047,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,047,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,038,000 | USD | evidence → |
| Total capital | 31,891,000 | USD | evidence → |
| Risk-weighted assets | 236,717,000 | USD | evidence → |