Call report 2015Q4
VERIMORE BANK — 2015Q4
The 22 measures VERIMORE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 173,486,000 | USD | evidence → |
| Total loans | 132,678,000 | USD | evidence → |
| Allowance for loan losses | 1,915,000 | USD | evidence → |
| Securities available for sale | 16,141,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 150,544,000 | USD | evidence → |
| Interest-bearing deposits | 129,013,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,531,000 | USD | evidence → |
| Equity capital | 18,222,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,962,000 | USD | evidence → |
| Interest expense | 1,115,000 | USD | evidence → |
| Net interest income | 6,847,000 | USD | evidence → |
| Noninterest income | 631,000 | USD | evidence → |
| Noninterest expense | 4,922,000 | USD | evidence → |
| Provision for loan losses | 504,000 | USD | evidence → |
| Pretax income | 2,059,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,059,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,121,000 | USD | evidence → |
| Total capital | 19,717,000 | USD | evidence → |
| Risk-weighted assets | 127,387,000 | USD | evidence → |