Call report 2014Q4
VERIMORE BANK — 2014Q4
The 22 measures VERIMORE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 164,865,000 | USD | evidence → |
| Total loans | 126,726,000 | USD | evidence → |
| Allowance for loan losses | 1,565,000 | USD | evidence → |
| Securities available for sale | 17,929,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 145,281,000 | USD | evidence → |
| Interest-bearing deposits | 126,096,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,185,000 | USD | evidence → |
| Equity capital | 17,280,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,805,000 | USD | evidence → |
| Interest expense | 1,096,000 | USD | evidence → |
| Net interest income | 6,709,000 | USD | evidence → |
| Noninterest income | 598,000 | USD | evidence → |
| Noninterest expense | 5,092,000 | USD | evidence → |
| Provision for loan losses | 393,000 | USD | evidence → |
| Pretax income | 1,822,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,822,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,263,000 | USD | evidence → |
| Total capital | 18,721,000 | USD | evidence → |
| Risk-weighted assets | 116,524,000 | USD | evidence → |