Call report 2012Q4
VERIMORE BANK — 2012Q4
The 22 measures VERIMORE BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 146,401,000 | USD | evidence → |
| Total loans | 110,973,000 | USD | evidence → |
| Allowance for loan losses | 1,132,000 | USD | evidence → |
| Securities available for sale | 17,250,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 129,172,000 | USD | evidence → |
| Interest-bearing deposits | 114,318,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,854,000 | USD | evidence → |
| Equity capital | 14,741,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,967,000 | USD | evidence → |
| Interest expense | 1,196,000 | USD | evidence → |
| Net interest income | 4,771,000 | USD | evidence → |
| Noninterest income | 510,000 | USD | evidence → |
| Noninterest expense | 3,460,000 | USD | evidence → |
| Provision for loan losses | 567,000 | USD | evidence → |
| Pretax income | 1,265,000 | USD | evidence → |
| Income tax | 2,000 | USD | evidence → |
| Net income | 1,263,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,700,000 | USD | evidence → |
| Total capital | 15,832,000 | USD | evidence → |
| Risk-weighted assets | 101,076,000 | USD | evidence → |