Call report 2008Q4
VERIMORE BANK — 2008Q4
The 22 measures VERIMORE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,930,000 | USD | evidence → |
| Total loans | 84,673,000 | USD | evidence → |
| Allowance for loan losses | 1,071,000 | USD | evidence → |
| Securities available for sale | 10,424,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 88,924,000 | USD | evidence → |
| Interest-bearing deposits | 82,108,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,816,000 | USD | evidence → |
| Equity capital | 8,860,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,013,000 | USD | evidence → |
| Interest expense | 3,071,000 | USD | evidence → |
| Net interest income | 3,942,000 | USD | evidence → |
| Noninterest income | 412,000 | USD | evidence → |
| Noninterest expense | 2,843,000 | USD | evidence → |
| Provision for loan losses | 540,000 | USD | evidence → |
| Pretax income | 8,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 8,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,153,000 | USD | evidence → |
| Total capital | 10,059,000 | USD | evidence → |
| Risk-weighted assets | 79,592,000 | USD | evidence → |