Call report 2004Q4
VERIMORE BANK — 2004Q4
The 22 measures VERIMORE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 59,856,000 | USD | evidence → |
| Total loans | 46,871,000 | USD | evidence → |
| Allowance for loan losses | 432,000 | USD | evidence → |
| Securities available for sale | 9,487,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 47,811,000 | USD | evidence → |
| Interest-bearing deposits | 44,339,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,472,000 | USD | evidence → |
| Equity capital | 6,004,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,522,000 | USD | evidence → |
| Interest expense | 1,261,000 | USD | evidence → |
| Net interest income | 2,261,000 | USD | evidence → |
| Noninterest income | 176,000 | USD | evidence → |
| Noninterest expense | 1,517,000 | USD | evidence → |
| Provision for loan losses | 124,000 | USD | evidence → |
| Pretax income | 803,000 | USD | evidence → |
| Income tax | 320,000 | USD | evidence → |
| Net income | 483,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,008,000 | USD | evidence → |
| Total capital | 6,440,000 | USD | evidence → |
| Risk-weighted assets | 43,040,000 | USD | evidence → |