Call report 2003Q4
VERIMORE BANK — 2003Q4
The 22 measures VERIMORE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 60,160,000 | USD | evidence → |
| Total loans | 43,428,000 | USD | evidence → |
| Allowance for loan losses | 380,000 | USD | evidence → |
| Securities available for sale | 12,370,000 | USD | evidence → |
| Securities held to maturity | 2,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 48,247,000 | USD | evidence → |
| Interest-bearing deposits | 44,960,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,287,000 | USD | evidence → |
| Equity capital | 6,095,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,549,000 | USD | evidence → |
| Interest expense | 1,436,000 | USD | evidence → |
| Net interest income | 2,113,000 | USD | evidence → |
| Noninterest income | 140,000 | USD | evidence → |
| Noninterest expense | 1,376,000 | USD | evidence → |
| Provision for loan losses | 161,000 | USD | evidence → |
| Pretax income | 742,000 | USD | evidence → |
| Income tax | 256,000 | USD | evidence → |
| Net income | 486,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,057,000 | USD | evidence → |
| Total capital | 6,437,000 | USD | evidence → |
| Risk-weighted assets | 41,222,000 | USD | evidence → |