Call report 2002Q4
VERIMORE BANK — 2002Q4
The 22 measures VERIMORE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 60,695,000 | USD | evidence → |
| Total loans | 45,324,000 | USD | evidence → |
| Allowance for loan losses | 629,000 | USD | evidence → |
| Securities available for sale | 10,055,000 | USD | evidence → |
| Securities held to maturity | 11,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 48,792,000 | USD | evidence → |
| Interest-bearing deposits | 45,893,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,899,000 | USD | evidence → |
| Equity capital | 5,933,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,078,000 | USD | evidence → |
| Interest expense | 1,893,000 | USD | evidence → |
| Net interest income | 2,185,000 | USD | evidence → |
| Noninterest income | 214,000 | USD | evidence → |
| Noninterest expense | 1,447,000 | USD | evidence → |
| Provision for loan losses | 213,000 | USD | evidence → |
| Pretax income | 760,000 | USD | evidence → |
| Income tax | 259,000 | USD | evidence → |
| Net income | 501,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,855,000 | USD | evidence → |
| Total capital | 6,387,000 | USD | evidence → |
| Risk-weighted assets | 42,436,000 | USD | evidence → |