Call reports 2025
WAUKESHA STATE BANK — 2025
What WAUKESHA STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,533,542,000 | 1,540,993,000 | 1,550,208,000 | 1,601,754,000 |
| Total loans | 1,127,515,000 | 1,128,230,000 | 1,150,996,000 | 1,186,791,000 |
| Allowance for loan losses | 9,675,000 | 9,675,000 | 10,075,000 | 10,875,000 |
| Securities available for sale | 294,461,000 | 292,316,000 | 288,183,000 | 276,121,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,242,783,000 | 1,264,970,000 | 1,267,956,000 | 1,259,866,000 |
| Interest-bearing deposits | 888,948,000 | 909,840,000 | 893,810,000 | 888,957,000 |
| Noninterest-bearing deposits | 353,835,000 | 355,130,000 | 374,146,000 | 370,909,000 |
| Equity capital | 164,005,000 | 171,727,000 | 179,066,000 | 182,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 19,440,000 | 39,522,000 | 59,962,000 | 80,860,000 |
| Interest expense | 5,177,000 | 10,405,000 | 15,569,000 | 20,391,000 |
| Net interest income | 14,263,000 | 29,117,000 | 44,393,000 | 60,469,000 |
| Noninterest income | 4,839,000 | 10,723,000 | 15,991,000 | 21,493,000 |
| Noninterest expense | 12,805,000 | 23,879,000 | 37,036,000 | 53,399,000 |
| Provision for loan losses | -63,000 | 20,000 | 511,000 | 1,550,000 |
| Pretax income | 6,317,000 | 15,986,000 | 22,871,000 | 26,565,000 |
| Income tax | 109,000 | 127,000 | 195,000 | 270,000 |
| Net income | 6,208,000 | 15,859,000 | 22,676,000 | 26,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,742,000 | 182,493,000 | 186,476,000 | 189,263,000 |