Call reports 2014
WAUKESHA STATE BANK — 2014
What WAUKESHA STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 853,484,000 | 844,941,000 | 864,468,000 | 931,120,000 |
| Total loans | 416,714,000 | 429,819,000 | 447,215,000 | 472,217,000 |
| Allowance for loan losses | 5,800,000 | 5,800,000 | 5,800,000 | 5,900,000 |
| Securities available for sale | 213,232,000 | 243,560,000 | 244,855,000 | 261,775,000 |
| Securities held to maturity | 1,723,000 | 1,532,000 | 1,162,000 | 1,162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 713,424,000 | 710,501,000 | 719,631,000 | 758,371,000 |
| Interest-bearing deposits | 526,997,000 | 527,251,000 | 523,247,000 | 544,706,000 |
| Noninterest-bearing deposits | 186,427,000 | 183,250,000 | 196,384,000 | 213,665,000 |
| Equity capital | 102,960,000 | 105,432,000 | 107,031,000 | 108,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,777,000 | 12,104,000 | 18,538,000 | 25,068,000 |
| Interest expense | 242,000 | 448,000 | 649,000 | 851,000 |
| Net interest income | 5,535,000 | 11,656,000 | 17,889,000 | 24,217,000 |
| Noninterest income | 2,892,000 | 5,601,000 | 8,559,000 | 11,365,000 |
| Noninterest expense | 7,971,000 | 14,095,000 | 20,262,000 | 28,468,000 |
| Provision for loan losses | 102,000 | 223,000 | 328,000 | -1,185,000 |
| Pretax income | 354,000 | 2,939,000 | 5,946,000 | 8,451,000 |
| Income tax | 0 | 1,000 | 14,000 | 46,000 |
| Net income | 354,000 | 2,938,000 | 5,932,000 | 8,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,739,000 | 102,481,000 | 104,542,000 | 106,114,000 |
| Total capital | 106,539,000 | 108,281,000 | 110,342,000 | 112,014,000 |
| Risk-weighted assets | 570,830,000 | 598,688,000 | 616,801,000 | 645,782,000 |