Call reports 2013
WAUKESHA STATE BANK — 2013
What WAUKESHA STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 814,702,000 | 809,935,000 | 837,799,000 | 883,751,000 |
| Total loans | 430,490,000 | 421,143,000 | 418,001,000 | 412,565,000 |
| Allowance for loan losses | 6,800,000 | 6,300,000 | 5,800,000 | 5,800,000 |
| Securities available for sale | 159,099,000 | 157,451,000 | 170,501,000 | 176,322,000 |
| Securities held to maturity | 2,364,000 | 2,364,000 | 2,363,000 | 2,363,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 672,937,000 | 669,621,000 | 696,501,000 | 734,896,000 |
| Interest-bearing deposits | 512,502,000 | 503,899,000 | 505,075,000 | 554,491,000 |
| Noninterest-bearing deposits | 160,435,000 | 165,722,000 | 191,426,000 | 180,405,000 |
| Equity capital | 103,439,000 | 102,817,000 | 102,087,000 | 102,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,047,000 | 12,307,000 | 18,427,000 | 24,338,000 |
| Interest expense | 314,000 | 590,000 | 846,000 | 1,087,000 |
| Net interest income | 5,733,000 | 11,717,000 | 17,581,000 | 23,251,000 |
| Noninterest income | 2,799,000 | 5,323,000 | 7,968,000 | 10,608,000 |
| Noninterest expense | 7,714,000 | 13,450,000 | 19,636,000 | 25,728,000 |
| Provision for loan losses | 199,000 | 578,000 | 1,128,000 | 1,528,000 |
| Pretax income | 619,000 | 3,024,000 | 5,115,000 | 7,139,000 |
| Income tax | 0 | 0 | 20,000 | 27,000 |
| Net income | 619,000 | 3,024,000 | 5,095,000 | 7,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,196,000 | 99,409,000 | 99,967,000 | 100,832,000 |
| Total capital | 104,977,000 | 105,709,000 | 105,767,000 | 106,632,000 |
| Risk-weighted assets | 541,688,000 | 533,722,000 | 550,903,000 | 545,973,000 |