Call reports 2012
WAUKESHA STATE BANK — 2012
What WAUKESHA STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 788,778,000 | 822,739,000 | 796,996,000 | 867,878,000 |
| Total loans | 414,022,000 | 415,933,000 | 425,097,000 | 435,931,000 |
| Allowance for loan losses | 6,301,000 | 6,301,000 | 6,300,000 | 6,800,000 |
| Securities available for sale | 136,802,000 | 140,259,000 | 143,108,000 | 151,349,000 |
| Securities held to maturity | 2,665,000 | 2,665,000 | 2,665,000 | 2,564,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 646,923,000 | 682,619,000 | 652,279,000 | 719,206,000 |
| Interest-bearing deposits | 497,152,000 | 491,809,000 | 501,311,000 | 541,022,000 |
| Noninterest-bearing deposits | 149,771,000 | 190,810,000 | 150,968,000 | 178,184,000 |
| Equity capital | 101,804,000 | 102,333,000 | 104,434,000 | 104,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,678,000 | 13,284,000 | 19,734,000 | 26,175,000 |
| Interest expense | 474,000 | 892,000 | 1,245,000 | 1,580,000 |
| Net interest income | 6,204,000 | 12,392,000 | 18,489,000 | 24,595,000 |
| Noninterest income | 1,876,000 | 3,772,000 | 5,892,000 | 8,563,000 |
| Noninterest expense | 7,251,000 | 12,841,000 | 18,529,000 | 24,349,000 |
| Provision for loan losses | 277,000 | 710,000 | 1,014,000 | 1,421,000 |
| Pretax income | 609,000 | 2,670,000 | 5,072,000 | 7,997,000 |
| Income tax | 0 | 14,000 | 27,000 | 97,000 |
| Net income | 609,000 | 2,656,000 | 5,045,000 | 7,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,543,000 | 96,648,000 | 98,418,000 | 99,522,000 |
| Total capital | 102,843,000 | 102,948,000 | 104,718,000 | 106,235,000 |
| Risk-weighted assets | 521,475,000 | 522,446,000 | 532,194,000 | 542,265,000 |