Call reports 2008
WAUKESHA STATE BANK — 2008
What WAUKESHA STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 697,058,000 | 687,194,000 | 710,682,000 | 736,764,000 |
| Total loans | 513,545,000 | 508,960,000 | 524,119,000 | 518,235,000 |
| Allowance for loan losses | 4,606,000 | 4,656,000 | 4,781,000 | 5,006,000 |
| Securities available for sale | 104,774,000 | 98,805,000 | 121,208,000 | 99,554,000 |
| Securities held to maturity | 8,083,000 | 7,589,000 | 7,430,000 | 6,803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 527,363,000 | 509,554,000 | 527,345,000 | 575,470,000 |
| Interest-bearing deposits | 417,908,000 | 393,812,000 | 411,659,000 | 454,703,000 |
| Noninterest-bearing deposits | 109,455,000 | 115,742,000 | 115,686,000 | 120,767,000 |
| Equity capital | 98,855,000 | 97,287,000 | 99,799,000 | 94,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 10,435,000 | 20,119,000 | 29,715,000 | 39,122,000 |
| Interest expense | 3,488,000 | 6,191,000 | 8,851,000 | 11,341,000 |
| Net interest income | 6,947,000 | 13,928,000 | 20,864,000 | 27,781,000 |
| Noninterest income | 2,471,000 | 4,900,000 | 7,299,000 | 8,989,000 |
| Noninterest expense | 5,345,000 | 10,772,000 | 15,448,000 | 21,861,000 |
| Provision for loan losses | 166,000 | 541,000 | 1,066,000 | 1,626,000 |
| Pretax income | 3,907,000 | 7,515,000 | 11,649,000 | 13,283,000 |
| Income tax | 17,000 | 17,000 | -23,000 | -23,000 |
| Net income | 3,890,000 | 7,498,000 | 11,672,000 | 13,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,367,000 | 97,133,000 | 99,308,000 | 91,995,000 |
| Total capital | 100,974,000 | 101,790,000 | 104,090,000 | 97,002,000 |
| Risk-weighted assets | 592,739,000 | 588,824,000 | 618,070,000 | 617,344,000 |