Call reports 2007
WAUKESHA STATE BANK — 2007
What WAUKESHA STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 674,854,000 | 705,733,000 | 691,206,000 | 717,071,000 |
| Total loans | 465,564,000 | 490,357,000 | 513,562,000 | 510,435,000 |
| Allowance for loan losses | 4,507,000 | 4,507,000 | 4,507,000 | 4,556,000 |
| Securities available for sale | 119,767,000 | 106,354,000 | 108,161,000 | 105,843,000 |
| Securities held to maturity | 9,226,000 | 8,667,000 | 8,507,000 | 8,508,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,609,000 | 532,911,000 | 520,920,000 | 560,328,000 |
| Interest-bearing deposits | 395,338,000 | 413,538,000 | 408,650,000 | 434,930,000 |
| Noninterest-bearing deposits | 115,271,000 | 119,373,000 | 112,270,000 | 125,398,000 |
| Equity capital | 88,462,000 | 88,281,000 | 93,047,000 | 95,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 10,206,000 | 20,456,000 | 31,378,000 | 41,844,000 |
| Interest expense | 4,000,000 | 7,851,000 | 11,895,000 | 15,655,000 |
| Net interest income | 6,206,000 | 12,605,000 | 19,483,000 | 26,189,000 |
| Noninterest income | 2,305,000 | 4,696,000 | 7,213,000 | 9,197,000 |
| Noninterest expense | 5,160,000 | 10,683,000 | 15,489,000 | 21,856,000 |
| Provision for loan losses | 1,000 | 32,000 | 89,000 | 321,000 |
| Pretax income | 3,350,000 | 6,298,000 | 10,830,000 | 12,921,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,350,000 | 6,298,000 | 10,830,000 | 12,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,258,000 | 90,627,000 | 93,318,000 | 94,687,000 |
| Total capital | 93,765,000 | 95,134,000 | 97,825,000 | 99,244,000 |
| Risk-weighted assets | 520,425,000 | 549,808,000 | 571,869,000 | 587,446,000 |