Call reports 2006
WAUKESHA STATE BANK — 2006
What WAUKESHA STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 653,688,000 | 651,795,000 | 639,595,000 | 709,395,000 |
| Total loans | 449,831,000 | 450,854,000 | 452,996,000 | 465,349,000 |
| Allowance for loan losses | 4,407,000 | 4,407,000 | 4,406,000 | 4,507,000 |
| Securities available for sale | 113,897,000 | 106,422,000 | 116,133,000 | 118,413,000 |
| Securities held to maturity | 7,523,000 | 10,161,000 | 9,600,000 | 9,227,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 479,468,000 | 499,919,000 | 487,941,000 | 573,738,000 |
| Interest-bearing deposits | 361,809,000 | 381,093,000 | 371,147,000 | 435,347,000 |
| Noninterest-bearing deposits | 117,659,000 | 118,826,000 | 116,794,000 | 138,391,000 |
| Equity capital | 91,034,000 | 89,030,000 | 92,875,000 | 87,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 9,354,000 | 18,741,000 | 28,517,000 | 38,182,000 |
| Interest expense | 2,595,000 | 5,637,000 | 8,688,000 | 12,110,000 |
| Net interest income | 6,759,000 | 13,104,000 | 19,829,000 | 26,072,000 |
| Noninterest income | 2,202,000 | 4,583,000 | 6,827,000 | 9,406,000 |
| Noninterest expense | 4,699,000 | 10,756,000 | 15,228,000 | 21,294,000 |
| Provision for loan losses | -26,000 | -23,000 | 20,000 | 203,000 |
| Pretax income | 4,288,000 | 6,850,000 | 11,304,000 | 13,877,000 |
| Income tax | 43,000 | 20,000 | 14,000 | -15,000 |
| Net income | 4,245,000 | 6,830,000 | 11,290,000 | 13,892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,855,000 | 92,489,000 | 95,046,000 | 89,411,000 |
| Total capital | 98,262,000 | 96,896,000 | 99,453,000 | 93,918,000 |
| Risk-weighted assets | 501,590,000 | 502,643,000 | 503,086,000 | 528,687,000 |