Call reports 2005
WAUKESHA STATE BANK — 2005
What WAUKESHA STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 606,027,000 | 616,079,000 | 609,788,000 | 651,481,000 |
| Total loans | 391,665,000 | 401,005,000 | 414,857,000 | 438,051,000 |
| Allowance for loan losses | 4,207,000 | 4,257,000 | 4,307,000 | 4,407,000 |
| Securities available for sale | 109,060,000 | 111,749,000 | 115,786,000 | 112,894,000 |
| Securities held to maturity | 12,071,000 | 10,661,000 | 10,279,000 | 7,985,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 470,979,000 | 472,213,000 | 463,907,000 | 521,088,000 |
| Interest-bearing deposits | 359,892,000 | 349,581,000 | 343,822,000 | 390,905,000 |
| Noninterest-bearing deposits | 111,087,000 | 122,632,000 | 120,085,000 | 130,183,000 |
| Equity capital | 85,448,000 | 86,540,000 | 87,961,000 | 88,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,274,000 | 15,077,000 | 23,203,000 | 31,567,000 |
| Interest expense | 1,453,000 | 3,053,000 | 4,775,000 | 6,790,000 |
| Net interest income | 5,821,000 | 12,024,000 | 18,428,000 | 24,777,000 |
| Noninterest income | 2,370,000 | 4,606,000 | 6,733,000 | 9,059,000 |
| Noninterest expense | 4,525,000 | 10,912,000 | 15,307,000 | 20,623,000 |
| Provision for loan losses | 145,000 | 228,000 | 287,000 | 467,000 |
| Pretax income | 3,521,000 | 5,490,000 | 9,567,000 | 12,746,000 |
| Income tax | 1,267,000 | 1,940,000 | 3,160,000 | 3,258,000 |
| Net income | 2,254,000 | 3,550,000 | 6,407,000 | 9,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,007,000 | 87,401,000 | 89,108,000 | 90,457,000 |
| Total capital | 91,214,000 | 91,658,000 | 93,415,000 | 94,864,000 |
| Risk-weighted assets | 427,239,000 | 449,056,000 | 459,236,000 | 488,059,000 |