Call reports 2004
WAUKESHA STATE BANK — 2004
What WAUKESHA STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 568,378,000 | 574,300,000 | 579,607,000 | 618,955,000 |
| Total loans | 341,132,000 | 355,487,000 | 386,072,000 | 393,460,000 |
| Allowance for loan losses | 4,207,000 | 4,207,000 | 4,207,000 | 4,207,000 |
| Securities available for sale | 111,174,000 | 109,506,000 | 106,454,000 | 107,669,000 |
| Securities held to maturity | 14,141,000 | 14,522,000 | 12,859,000 | 12,804,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 448,146,000 | 449,643,000 | 441,599,000 | 499,267,000 |
| Interest-bearing deposits | 344,385,000 | 339,962,000 | 332,182,000 | 379,817,000 |
| Noninterest-bearing deposits | 103,761,000 | 109,681,000 | 109,417,000 | 119,450,000 |
| Equity capital | 83,326,000 | 81,770,000 | 84,533,000 | 85,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 6,328,000 | 12,684,000 | 19,503,000 | 26,635,000 |
| Interest expense | 934,000 | 1,818,000 | 2,785,000 | 3,953,000 |
| Net interest income | 5,394,000 | 10,866,000 | 16,718,000 | 22,682,000 |
| Noninterest income | 1,887,000 | 4,002,000 | 6,318,000 | 8,186,000 |
| Noninterest expense | 4,636,000 | 10,567,000 | 14,966,000 | 19,638,000 |
| Provision for loan losses | 666,000 | 851,000 | 827,000 | 1,199,000 |
| Pretax income | 1,979,000 | 3,450,000 | 7,243,000 | 10,031,000 |
| Income tax | 639,000 | 1,087,000 | 2,449,000 | 3,423,000 |
| Net income | 1,340,000 | 2,363,000 | 4,794,000 | 6,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,453,000 | 82,751,000 | 84,405,000 | 85,477,000 |
| Total capital | 86,660,000 | 86,958,000 | 88,612,000 | 89,684,000 |
| Risk-weighted assets | 372,291,000 | 391,500,000 | 413,872,000 | 429,037,000 |