Call reports 2003
WAUKESHA STATE BANK — 2003
What WAUKESHA STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 546,164,000 | 560,804,000 | 580,686,000 | 595,716,000 |
| Total loans | 321,812,000 | 318,593,000 | 329,808,000 | 340,503,000 |
| Allowance for loan losses | 4,157,000 | 4,207,000 | 4,207,000 | 4,207,000 |
| Securities available for sale | 64,357,000 | 75,477,000 | 110,996,000 | 111,280,000 |
| Securities held to maturity | 28,307,000 | 24,312,000 | 16,813,000 | 14,295,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 429,634,000 | 439,436,000 | 449,037,000 | 487,149,000 |
| Interest-bearing deposits | 322,807,000 | 330,778,000 | 340,279,000 | 373,554,000 |
| Noninterest-bearing deposits | 106,827,000 | 108,658,000 | 108,758,000 | 113,595,000 |
| Equity capital | 79,731,000 | 79,858,000 | 81,166,000 | 82,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,790,000 | 13,177,000 | 20,034,000 | 26,592,000 |
| Interest expense | 1,377,000 | 2,595,000 | 3,687,000 | 4,686,000 |
| Net interest income | 5,413,000 | 10,582,000 | 16,347,000 | 21,906,000 |
| Noninterest income | 2,277,000 | 4,686,000 | 7,415,000 | 9,445,000 |
| Noninterest expense | 4,480,000 | 10,349,000 | 14,485,000 | 19,047,000 |
| Provision for loan losses | 309,000 | 740,000 | 864,000 | 1,138,000 |
| Pretax income | 2,901,000 | 4,179,000 | 8,413,000 | 11,166,000 |
| Income tax | 965,000 | 1,311,000 | 2,824,000 | 3,758,000 |
| Net income | 1,936,000 | 2,868,000 | 5,589,000 | 7,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,578,000 | 78,785,000 | 80,775,000 | 81,838,000 |
| Total capital | 82,735,000 | 82,992,000 | 84,982,000 | 86,045,000 |
| Risk-weighted assets | 338,525,000 | 341,495,000 | 358,641,000 | 372,028,000 |