Call reports 2002
WAUKESHA STATE BANK — 2002
What WAUKESHA STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 517,295,000 | 537,469,000 | 527,977,000 | 573,792,000 |
| Total loans | 305,912,000 | 317,286,000 | 325,722,000 | 341,066,000 |
| Allowance for loan losses | 3,957,000 | 4,007,000 | 4,057,000 | 4,107,000 |
| Securities available for sale | 84,857,000 | 75,686,000 | 78,946,000 | 67,297,000 |
| Securities held to maturity | 14,746,000 | 26,492,000 | 27,386,000 | 29,766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,680,000 | 434,690,000 | 422,445,000 | 469,009,000 |
| Interest-bearing deposits | 315,607,000 | 329,100,000 | 313,356,000 | 351,441,000 |
| Noninterest-bearing deposits | 102,073,000 | 105,590,000 | 109,089,000 | 117,568,000 |
| Equity capital | 74,939,000 | 75,604,000 | 77,338,000 | 78,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,291,000 | 14,596,000 | 21,949,000 | 29,224,000 |
| Interest expense | 1,835,000 | 3,585,000 | 5,265,000 | 6,784,000 |
| Net interest income | 5,456,000 | 11,011,000 | 16,684,000 | 22,440,000 |
| Noninterest income | 1,598,000 | 3,340,000 | 5,153,000 | 7,233,000 |
| Noninterest expense | 4,254,000 | 9,634,000 | 13,363,000 | 17,213,000 |
| Provision for loan losses | 208,000 | 548,000 | 644,000 | 775,000 |
| Pretax income | 2,592,000 | 4,169,000 | 7,830,000 | 11,685,000 |
| Income tax | 797,000 | 1,201,000 | 2,424,000 | 3,770,000 |
| Net income | 1,795,000 | 2,968,000 | 5,406,000 | 7,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,963,000 | 74,397,000 | 75,916,000 | 77,609,000 |
| Total capital | 77,920,000 | 78,404,000 | 79,973,000 | 81,716,000 |
| Risk-weighted assets | 327,952,000 | 342,865,000 | 343,244,000 | 355,322,000 |