Call reports 2015
CATLIN BANK — 2015
What CATLIN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 46,349,000 | 44,087,000 | 47,848,000 | 49,586,000 |
| Total loans | 26,386,000 | 29,229,000 | 30,799,000 | 32,649,000 |
| Allowance for loan losses | 260,000 | 275,000 | 268,000 | 271,000 |
| Securities available for sale | 11,795,000 | 10,026,000 | 11,992,000 | 11,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,933,000 | 38,174,000 | 42,244,000 | 43,900,000 |
| Interest-bearing deposits | 29,016,000 | 27,917,000 | 32,681,000 | 33,528,000 |
| Noninterest-bearing deposits | 11,917,000 | 10,257,000 | 9,563,000 | 10,372,000 |
| Equity capital | 4,311,000 | 4,351,000 | 4,530,000 | 4,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 420,000 | 880,000 | 1,379,000 | 1,900,000 |
| Interest expense | 19,000 | 40,000 | 68,000 | 97,000 |
| Net interest income | 401,000 | 840,000 | 1,311,000 | 1,803,000 |
| Noninterest income | 132,000 | 296,000 | 524,000 | 703,000 |
| Noninterest expense | 474,000 | 958,000 | 1,468,000 | 1,978,000 |
| Provision for loan losses | 1,000 | 2,000 | 6,000 | 8,000 |
| Pretax income | 60,000 | 186,000 | 372,000 | 531,000 |
| Income tax | 12,000 | 46,000 | 100,000 | 146,000 |
| Net income | 48,000 | 140,000 | 272,000 | 385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,209,000 | 4,347,000 | 4,472,000 | 4,585,000 |
| Total capital | 4,469,000 | 4,622,000 | 4,740,000 | 4,856,000 |
| Risk-weighted assets | 26,252,000 | 29,662,000 | 31,417,000 | 32,875,000 |