Call reports 2008
CATLIN BANK — 2008
What CATLIN BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 39,950,000 | 41,449,000 | 40,729,000 | 40,717,000 |
| Total loans | 15,734,000 | 17,577,000 | 18,782,000 | 19,122,000 |
| Allowance for loan losses | 259,000 | 267,000 | 255,000 | 268,000 |
| Securities available for sale | 21,138,000 | 20,327,000 | 16,740,000 | 17,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,042,000 | 36,759,000 | 36,362,000 | 34,829,000 |
| Interest-bearing deposits | 28,213,000 | 28,875,000 | 29,641,000 | 26,064,000 |
| Noninterest-bearing deposits | 6,829,000 | 7,884,000 | 6,721,000 | 8,765,000 |
| Equity capital | 3,856,000 | 3,494,000 | 3,500,000 | 3,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 566,000 | 1,134,000 | 1,765,000 | 2,216,000 |
| Interest expense | 203,000 | 383,000 | 563,000 | 728,000 |
| Net interest income | 363,000 | 751,000 | 1,202,000 | 1,488,000 |
| Noninterest income | 91,000 | 192,000 | 244,000 | 400,000 |
| Noninterest expense | 449,000 | 933,000 | 1,414,000 | 1,870,000 |
| Provision for loan losses | 11,000 | 61,000 | 73,000 | 73,000 |
| Pretax income | 34,000 | 7,000 | 30,000 | 21,000 |
| Income tax | 8,000 | -5,000 | 7,000 | -14,000 |
| Net income | 26,000 | 12,000 | 23,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,462,000 | 3,449,000 | 3,460,000 | 3,472,000 |
| Total capital | 3,691,000 | 3,700,000 | 3,715,000 | 3,726,000 |
| Risk-weighted assets | 17,524,000 | 19,299,000 | 20,774,000 | 20,241,000 |