Call reports 2006
CATLIN BANK — 2006
What CATLIN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 43,025,000 | 40,272,000 | 39,984,000 | 41,716,000 |
| Total loans | 10,305,000 | 11,041,000 | 11,863,000 | 12,184,000 |
| Allowance for loan losses | 239,000 | 227,000 | 216,000 | 213,000 |
| Securities available for sale | 23,920,000 | 24,156,000 | 23,704,000 | 25,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,031,000 | 36,303,000 | 35,806,000 | 36,476,000 |
| Interest-bearing deposits | 32,418,000 | 30,231,000 | 30,470,000 | 30,372,000 |
| Noninterest-bearing deposits | 6,613,000 | 6,072,000 | 5,336,000 | 6,104,000 |
| Equity capital | 3,361,000 | 3,296,000 | 3,518,000 | 3,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 462,000 | 940,000 | 1,501,000 | 2,025,000 |
| Interest expense | 211,000 | 432,000 | 672,000 | 933,000 |
| Net interest income | 251,000 | 508,000 | 829,000 | 1,092,000 |
| Noninterest income | 74,000 | 160,000 | 249,000 | 349,000 |
| Noninterest expense | 382,000 | 750,000 | 1,164,000 | 1,588,000 |
| Provision for loan losses | 31,000 | 30,000 | 36,000 | 37,000 |
| Pretax income | -87,000 | -110,000 | -120,000 | -182,000 |
| Income tax | -29,000 | -113,000 | -114,000 | -144,000 |
| Net income | -58,000 | 3,000 | -6,000 | -38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,581,000 | 3,642,000 | 3,633,000 | 3,571,000 |
| Total capital | 3,797,000 | 3,856,000 | 3,848,000 | 3,784,000 |
| Risk-weighted assets | 16,502,000 | 16,342,000 | 16,456,000 | 17,105,000 |