Call reports 2005
CATLIN BANK — 2005
What CATLIN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 47,161,000 | 45,793,000 | 43,161,000 | 42,826,000 |
| Total loans | 14,418,000 | 13,367,000 | 11,914,000 | 11,491,000 |
| Allowance for loan losses | 185,000 | 164,000 | 285,000 | 283,000 |
| Securities available for sale | 25,162,000 | 26,523,000 | 26,494,000 | 25,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,875,000 | 41,288,000 | 38,876,000 | 38,701,000 |
| Interest-bearing deposits | 37,123,000 | 35,332,000 | 33,518,000 | 32,779,000 |
| Noninterest-bearing deposits | 5,752,000 | 5,956,000 | 5,358,000 | 5,922,000 |
| Equity capital | 3,734,000 | 3,834,000 | 3,709,000 | 3,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,117,000 | 1,605,000 | 2,066,000 |
| Interest expense | 179,000 | 369,000 | 569,000 | 777,000 |
| Net interest income | 394,000 | 748,000 | 1,036,000 | 1,289,000 |
| Noninterest income | 89,000 | 152,000 | 190,000 | 252,000 |
| Noninterest expense | 369,000 | 719,000 | 1,101,000 | 1,518,000 |
| Provision for loan losses | 9,000 | 18,000 | 136,000 | 216,000 |
| Pretax income | 106,000 | 164,000 | 21,000 | -160,000 |
| Income tax | 28,000 | 37,000 | 3,000 | -68,000 |
| Net income | 78,000 | 127,000 | 18,000 | -92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,836,000 | 3,886,000 | 3,641,000 | 3,638,000 |
| Total capital | 4,021,000 | 4,050,000 | 3,926,000 | 3,864,000 |
| Risk-weighted assets | 20,769,000 | 19,355,000 | 17,883,000 | 17,263,000 |