Call reports 2004
CATLIN BANK — 2004
What CATLIN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 48,514,000 | 45,976,000 | 48,028,000 | 48,060,000 |
| Total loans | 14,991,000 | 14,613,000 | 16,260,000 | 16,121,000 |
| Allowance for loan losses | 178,000 | 186,000 | 226,000 | 212,000 |
| Securities available for sale | 19,114,000 | 26,044,000 | 26,012,000 | 24,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,610,000 | 41,673,000 | 42,896,000 | 43,671,000 |
| Interest-bearing deposits | 38,409,000 | 36,520,000 | 37,839,000 | 38,522,000 |
| Noninterest-bearing deposits | 5,201,000 | 5,153,000 | 5,057,000 | 5,149,000 |
| Equity capital | 4,178,000 | 3,752,000 | 4,021,000 | 3,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 551,000 | 1,097,000 | 1,684,000 | 2,340,000 |
| Interest expense | 185,000 | 354,000 | 524,000 | 706,000 |
| Net interest income | 366,000 | 743,000 | 1,160,000 | 1,634,000 |
| Noninterest income | 88,000 | 155,000 | 229,000 | 264,000 |
| Noninterest expense | 302,000 | 606,000 | 952,000 | 1,520,000 |
| Provision for loan losses | 13,000 | 45,000 | 132,000 | 203,000 |
| Pretax income | 193,000 | 348,000 | 407,000 | 278,000 |
| Income tax | 57,000 | 105,000 | 131,000 | 68,000 |
| Net income | 136,000 | 243,000 | 276,000 | 210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,734,000 | 3,841,000 | 3,874,000 | 3,759,000 |
| Total capital | 3,912,000 | 4,027,000 | 4,100,000 | 3,971,000 |
| Risk-weighted assets | 21,320,000 | 20,923,000 | 22,369,000 | 22,110,000 |