Call reports 2003
CATLIN BANK — 2003
What CATLIN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 39,061,000 | 39,350,000 | 41,844,000 | 44,142,000 |
| Total loans | 16,676,000 | 16,955,000 | 16,380,000 | 16,082,000 |
| Allowance for loan losses | 214,000 | 215,000 | 190,000 | 175,000 |
| Securities available for sale | 15,290,000 | 16,999,000 | 17,692,000 | 21,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,524,000 | 34,284,000 | 37,141,000 | 39,468,000 |
| Interest-bearing deposits | 28,809,000 | 28,720,000 | 32,807,000 | 35,102,000 |
| Noninterest-bearing deposits | 5,715,000 | 5,564,000 | 4,334,000 | 4,366,000 |
| Equity capital | 3,861,000 | 4,226,000 | 3,987,000 | 3,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 512,000 | 1,058,000 | 1,611,000 | 2,178,000 |
| Interest expense | 174,000 | 340,000 | 510,000 | 695,000 |
| Net interest income | 338,000 | 718,000 | 1,101,000 | 1,483,000 |
| Noninterest income | 59,000 | 117,000 | 174,000 | 246,000 |
| Noninterest expense | 277,000 | 590,000 | 881,000 | 1,318,000 |
| Provision for loan losses | 66,000 | 81,000 | 90,000 | 112,000 |
| Pretax income | 81,000 | 203,000 | 343,000 | 410,000 |
| Income tax | 21,000 | 57,000 | 98,000 | 115,000 |
| Net income | 60,000 | 146,000 | 245,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,411,000 | 3,497,000 | 3,597,000 | 3,598,000 |
| Total capital | 3,625,000 | 3,712,000 | 3,787,000 | 3,773,000 |
| Risk-weighted assets | 20,217,000 | 20,578,000 | 20,751,000 | 21,153,000 |