Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 126,472,000 | 128,391,000 | 127,610,000 | 122,376,000 |
| Total loans | 69,227,000 | 68,592,000 | 68,918,000 | 68,919,000 |
| Allowance for loan losses | 844,000 | 844,000 | 844,000 | 844,000 |
| Securities available for sale | 40,905,000 | 39,299,000 | 38,675,000 | 36,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,641,000 | 108,419,000 | 108,213,000 | 102,973,000 |
| Interest-bearing deposits | 88,603,000 | 92,452,000 | 91,633,000 | 87,570,000 |
| Noninterest-bearing deposits | 17,038,000 | 15,967,000 | 16,580,000 | 15,403,000 |
| Equity capital | 16,687,000 | 17,106,000 | 18,170,000 | 17,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,354,000 | 2,766,000 | 4,207,000 | 5,665,000 |
| Interest expense | 401,000 | 874,000 | 1,404,000 | 1,958,000 |
| Net interest income | 953,000 | 1,892,000 | 2,803,000 | 3,707,000 |
| Noninterest income | 67,000 | 134,000 | 172,000 | 207,000 |
| Noninterest expense | 371,000 | 717,000 | 1,084,000 | 1,436,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 649,000 | 1,309,000 | 1,842,000 | 2,429,000 |
| Income tax | 148,000 | 293,000 | 420,000 | 557,000 |
| Net income | 501,000 | 1,016,000 | 1,422,000 | 1,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,366,000 | 19,682,000 | 19,888,000 | 19,938,000 |