Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 127,383,000 | 122,631,000 | 123,370,000 | 124,946,000 |
| Total loans | 65,649,000 | 63,867,000 | 65,758,000 | 67,654,000 |
| Allowance for loan losses | 844,000 | 844,000 | 843,000 | 844,000 |
| Securities available for sale | 44,586,000 | 44,207,000 | 42,330,000 | 41,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,694,000 | 105,165,000 | 104,523,000 | 106,685,000 |
| Interest-bearing deposits | 90,675,000 | 88,252,000 | 87,396,000 | 89,149,000 |
| Noninterest-bearing deposits | 18,019,000 | 16,914,000 | 17,127,000 | 17,536,000 |
| Equity capital | 15,086,000 | 15,107,000 | 14,980,000 | 16,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,169,000 | 2,365,000 | 3,611,000 | 4,930,000 |
| Interest expense | 217,000 | 498,000 | 816,000 | 1,179,000 |
| Net interest income | 952,000 | 1,867,000 | 2,795,000 | 3,751,000 |
| Noninterest income | 55,000 | 123,000 | 184,000 | 246,000 |
| Noninterest expense | 374,000 | 746,000 | 1,147,000 | 1,523,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 630,000 | 1,241,000 | 1,808,000 | 2,425,000 |
| Income tax | 146,000 | 295,000 | 417,000 | 558,000 |
| Net income | 484,000 | 946,000 | 1,391,000 | 1,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,983,000 | 18,195,000 | 18,640,000 | 18,866,000 |