Call reports 2022
FIRST STATE BANK — 2022
What FIRST STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 130,467,000 | 132,522,000 | 128,705,000 | 130,423,000 |
| Total loans | 54,339,000 | 59,046,000 | 63,753,000 | 67,440,000 |
| Allowance for loan losses | 694,000 | 694,000 | 694,000 | 844,000 |
| Securities available for sale | 41,387,000 | 42,276,000 | 42,143,000 | 44,162,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,216,000 | 112,948,000 | 111,297,000 | 111,935,000 |
| Interest-bearing deposits | 90,867,000 | 93,746,000 | 92,709,000 | 89,913,000 |
| Noninterest-bearing deposits | 19,349,000 | 19,201,000 | 18,587,000 | 22,022,000 |
| Equity capital | 15,402,000 | 14,423,000 | 13,520,000 | 14,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 808,000 | 1,724,000 | 2,753,000 | 3,915,000 |
| Interest expense | 87,000 | 176,000 | 269,000 | 407,000 |
| Net interest income | 721,000 | 1,548,000 | 2,484,000 | 3,508,000 |
| Noninterest income | 54,000 | 120,000 | 165,000 | 243,000 |
| Noninterest expense | 366,000 | 756,000 | 1,133,000 | 1,524,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 409,000 | 902,000 | 1,506,000 | 2,040,000 |
| Income tax | 80,000 | 167,000 | 284,000 | 469,000 |
| Net income | 329,000 | 735,000 | 1,222,000 | 1,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,057,000 | 17,063,000 | 16,004,000 | 17,499,000 |