Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 112,449,000 | 118,175,000 | 121,936,000 | 120,794,000 |
| Total loans | 54,105,000 | 58,906,000 | 59,117,000 | 58,182,000 |
| Allowance for loan losses | 601,000 | 631,000 | 662,000 | 692,000 |
| Securities available for sale | 36,995,000 | 33,455,000 | 35,015,000 | 32,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,913,000 | 95,739,000 | 99,227,000 | 98,298,000 |
| Interest-bearing deposits | 79,506,000 | 84,590,000 | 85,028,000 | 83,407,000 |
| Noninterest-bearing deposits | 11,406,000 | 11,149,000 | 14,200,000 | 14,890,000 |
| Equity capital | 15,885,000 | 16,422,000 | 16,689,000 | 16,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 989,000 | 2,088,000 | 3,186,000 | 4,025,000 |
| Interest expense | 256,000 | 463,000 | 650,000 | 823,000 |
| Net interest income | 733,000 | 1,625,000 | 2,536,000 | 3,202,000 |
| Noninterest income | 51,000 | 140,000 | 204,000 | 273,000 |
| Noninterest expense | 322,000 | 659,000 | 990,000 | 1,327,000 |
| Provision for loan losses | 10,000 | 40,000 | 70,000 | 100,000 |
| Pretax income | 494,000 | 1,108,000 | 1,722,000 | 2,090,000 |
| Income tax | 104,000 | 239,000 | 376,000 | 454,000 |
| Net income | 390,000 | 869,000 | 1,346,000 | 1,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,494,000 | 15,773,000 | 16,005,000 | 16,140,000 |
| Total capital | 16,095,000 | — | — | — |
| Risk-weighted assets | 63,865,000 | — | — | — |