Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 109,531,000 | 110,260,000 | 107,993,000 | 108,250,000 |
| Total loans | 53,284,000 | 52,030,000 | 53,893,000 | 53,810,000 |
| Allowance for loan losses | 594,000 | 594,000 | 594,000 | 594,000 |
| Securities available for sale | 39,346,000 | 36,013,000 | 36,793,000 | 38,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,701,000 | 88,330,000 | 86,096,000 | 87,310,000 |
| Interest-bearing deposits | 78,388,000 | 77,931,000 | 75,829,000 | 76,801,000 |
| Noninterest-bearing deposits | 10,313,000 | 10,400,000 | 10,267,000 | 10,509,000 |
| Equity capital | 14,591,000 | 15,076,000 | 15,309,000 | 15,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,031,000 | 2,067,000 | 3,091,000 | 4,113,000 |
| Interest expense | 242,000 | 506,000 | 778,000 | 1,045,000 |
| Net interest income | 789,000 | 1,561,000 | 2,313,000 | 3,068,000 |
| Noninterest income | 68,000 | 137,000 | 191,000 | 250,000 |
| Noninterest expense | 346,000 | 680,000 | 1,014,000 | 1,317,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 509,000 | 1,016,000 | 1,488,000 | 1,999,000 |
| Income tax | 103,000 | 208,000 | 310,000 | 418,000 |
| Net income | 406,000 | 808,000 | 1,178,000 | 1,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,777,000 | 14,879,000 | 15,101,000 | 15,236,000 |
| Total capital | 15,371,000 | 15,473,000 | 15,695,000 | 15,830,000 |
| Risk-weighted assets | 62,647,000 | 62,222,000 | 63,434,000 | 62,391,000 |