Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 111,940,000 | 111,355,000 | 110,094,000 | 109,950,000 |
| Total loans | 52,513,000 | 52,346,000 | 54,177,000 | 54,621,000 |
| Allowance for loan losses | 584,000 | 594,000 | 594,000 | 594,000 |
| Securities available for sale | 45,278,000 | 42,693,000 | 41,991,000 | 40,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,981,000 | 86,687,000 | 85,116,000 | 87,632,000 |
| Interest-bearing deposits | 76,303,000 | 76,423,000 | 75,334,000 | 77,326,000 |
| Noninterest-bearing deposits | 11,678,000 | 10,265,000 | 9,782,000 | 10,306,000 |
| Equity capital | 13,333,000 | 13,363,000 | 13,617,000 | 13,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 981,000 | 2,000,000 | 3,031,000 | 4,082,000 |
| Interest expense | 196,000 | 408,000 | 640,000 | 876,000 |
| Net interest income | 785,000 | 1,592,000 | 2,391,000 | 3,206,000 |
| Noninterest income | 65,000 | 121,000 | 164,000 | 210,000 |
| Noninterest expense | 315,000 | 631,000 | 939,000 | 1,253,000 |
| Provision for loan losses | 5,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 530,000 | 1,063,000 | 1,597,000 | 2,144,000 |
| Income tax | 107,000 | 218,000 | 330,000 | 447,000 |
| Net income | 423,000 | 845,000 | 1,267,000 | 1,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,103,000 | 14,024,000 | 14,446,000 | 14,501,000 |
| Total capital | 14,687,000 | 14,618,000 | 15,040,000 | 15,095,000 |
| Risk-weighted assets | 64,795,000 | 66,466,000 | 67,833,000 | 65,757,000 |