Call reports 2017
FIRST STATE BANK — 2017
What FIRST STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 107,764,000 | 109,919,000 | 109,928,000 | 111,226,000 |
| Total loans | 50,238,000 | 51,868,000 | 52,269,000 | 52,648,000 |
| Allowance for loan losses | 564,000 | 574,000 | 574,000 | 579,000 |
| Securities available for sale | 45,958,000 | 43,334,000 | 44,351,000 | 45,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,982,000 | 87,187,000 | 87,070,000 | 88,380,000 |
| Interest-bearing deposits | 76,474,000 | 78,408,000 | 77,584,000 | 76,617,000 |
| Noninterest-bearing deposits | 9,508,000 | 8,779,000 | 9,486,000 | 11,763,000 |
| Equity capital | 12,984,000 | 13,327,000 | 13,472,000 | 13,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 909,000 | 1,859,000 | 2,837,000 | 3,791,000 |
| Interest expense | 164,000 | 338,000 | 526,000 | 720,000 |
| Net interest income | 745,000 | 1,521,000 | 2,311,000 | 3,071,000 |
| Noninterest income | 68,000 | 139,000 | 192,000 | 259,000 |
| Noninterest expense | 293,000 | 583,000 | 896,000 | 1,188,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 15,000 |
| Pretax income | 519,000 | 1,072,000 | 1,620,000 | 2,150,000 |
| Income tax | 143,000 | 304,000 | 466,000 | 626,000 |
| Net income | 376,000 | 768,000 | 1,154,000 | 1,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,956,000 | 13,052,000 | 13,449,000 | 13,602,000 |
| Total capital | 13,520,000 | 13,626,000 | 14,023,000 | 14,181,000 |
| Risk-weighted assets | 64,051,000 | 65,302,000 | 65,599,000 | 64,761,000 |