Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 104,072,000 | 106,734,000 | 104,153,000 | 106,675,000 |
| Total loans | 49,228,000 | 49,427,000 | 49,790,000 | 51,643,000 |
| Allowance for loan losses | 519,000 | 534,000 | 549,000 | 564,000 |
| Securities available for sale | 42,241,000 | 41,505,000 | 43,175,000 | 43,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,892,000 | 81,543,000 | 79,218,000 | 85,453,000 |
| Interest-bearing deposits | 69,836,000 | 72,063,000 | 70,117,000 | 74,281,000 |
| Noninterest-bearing deposits | 9,056,000 | 9,480,000 | 9,101,000 | 11,172,000 |
| Equity capital | 12,809,000 | 13,130,000 | 13,160,000 | 12,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,808,000 | 2,696,000 | 3,601,000 |
| Interest expense | 165,000 | 333,000 | 504,000 | 671,000 |
| Net interest income | 741,000 | 1,475,000 | 2,192,000 | 2,930,000 |
| Noninterest income | 56,000 | 122,000 | 177,000 | 230,000 |
| Noninterest expense | 288,000 | 573,000 | 872,000 | 1,154,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 490,000 | 996,000 | 1,469,000 | 1,963,000 |
| Income tax | 134,000 | 277,000 | 410,000 | 552,000 |
| Net income | 356,000 | 719,000 | 1,059,000 | 1,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,054,000 | 13,128,000 | 12,308,000 | 12,855,000 |
| Total capital | 12,573,000 | 13,662,000 | 12,857,000 | 13,419,000 |
| Risk-weighted assets | 62,147,000 | 62,922,000 | 62,405,000 | 64,581,000 |