Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 103,693,000 | 103,635,000 | 104,321,000 | 106,609,000 |
| Total loans | 47,156,000 | 47,768,000 | 48,953,000 | 49,571,000 |
| Allowance for loan losses | 504,000 | 504,000 | 503,000 | 504,000 |
| Securities available for sale | 45,260,000 | 43,270,000 | 44,309,000 | 44,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,586,000 | 79,924,000 | 80,071,000 | 81,826,000 |
| Interest-bearing deposits | 70,935,000 | 72,035,000 | 71,448,000 | 71,736,000 |
| Noninterest-bearing deposits | 8,652,000 | 7,889,000 | 8,623,000 | 10,090,000 |
| Equity capital | 12,295,000 | 12,219,000 | 12,502,000 | 12,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 885,000 | 1,758,000 | 2,673,000 | 3,585,000 |
| Interest expense | 167,000 | 336,000 | 504,000 | 672,000 |
| Net interest income | 718,000 | 1,422,000 | 2,169,000 | 2,913,000 |
| Noninterest income | 42,000 | 94,000 | 137,000 | 189,000 |
| Noninterest expense | 293,000 | 556,000 | 840,000 | 1,099,000 |
| Provision for loan losses | 23,000 | 23,000 | 23,000 | 23,000 |
| Pretax income | 454,000 | 958,000 | 1,479,000 | 2,058,000 |
| Income tax | 113,000 | 246,000 | 391,000 | 554,000 |
| Net income | 341,000 | 712,000 | 1,088,000 | 1,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,617,000 | 11,507,000 | 11,620,000 | 12,180,000 |
| Total capital | 12,121,000 | 12,011,000 | 12,123,000 | 12,684,000 |
| Risk-weighted assets | 106,688,000 | 60,911,000 | 63,343,000 | 62,521,000 |