Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 101,858,000 | 101,419,000 | 103,602,000 | 103,662,000 |
| Total loans | 43,190,000 | 43,343,000 | 45,857,000 | 47,456,000 |
| Allowance for loan losses | 438,000 | 449,000 | 466,000 | 481,000 |
| Securities available for sale | 47,473,000 | 47,975,000 | 47,789,000 | 45,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,364,000 | 79,043,000 | 80,530,000 | 80,011,000 |
| Interest-bearing deposits | 71,011,000 | 70,858,000 | 71,969,000 | 70,736,000 |
| Noninterest-bearing deposits | 9,353,000 | 8,186,000 | 8,561,000 | 9,274,000 |
| Equity capital | 11,324,000 | 11,686,000 | 11,810,000 | 11,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 857,000 | 1,737,000 | 2,652,000 | 3,558,000 |
| Interest expense | 189,000 | 373,000 | 554,000 | 732,000 |
| Net interest income | 668,000 | 1,364,000 | 2,098,000 | 2,826,000 |
| Noninterest income | 48,000 | 91,000 | 136,000 | 160,000 |
| Noninterest expense | 293,000 | 572,000 | 866,000 | 1,136,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 436,000 | 896,000 | 1,390,000 | 1,903,000 |
| Income tax | 103,000 | 221,000 | 341,000 | 480,000 |
| Net income | 333,000 | 675,000 | 1,049,000 | 1,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,986,000 | 11,127,000 | 11,302,000 | 11,476,000 |
| Total capital | 11,424,000 | 11,576,000 | 11,768,000 | 11,957,000 |
| Risk-weighted assets | 57,392,000 | 57,271,000 | 59,537,000 | 60,494,000 |