Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 101,367,000 | 99,106,000 | 97,763,000 | 100,571,000 |
| Total loans | 38,172,000 | 37,993,000 | 39,526,000 | 43,786,000 |
| Allowance for loan losses | 432,000 | 432,000 | 408,000 | 438,000 |
| Securities available for sale | 47,288,000 | 44,724,000 | 48,016,000 | 46,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,309,000 | 80,097,000 | 78,031,000 | 79,589,000 |
| Interest-bearing deposits | 71,403,000 | 70,515,000 | 68,755,000 | 70,111,000 |
| Noninterest-bearing deposits | 10,906,000 | 9,582,000 | 9,276,000 | 9,478,000 |
| Equity capital | 11,489,000 | 10,838,000 | 10,994,000 | 10,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 842,000 | 1,679,000 | 2,507,000 | 3,365,000 |
| Interest expense | 206,000 | 408,000 | 611,000 | 809,000 |
| Net interest income | 636,000 | 1,271,000 | 1,896,000 | 2,556,000 |
| Noninterest income | 49,000 | 84,000 | 157,000 | 191,000 |
| Noninterest expense | 285,000 | 543,000 | 830,000 | 1,094,000 |
| Provision for loan losses | 2,000 | -73,000 | -73,000 | -43,000 |
| Pretax income | 398,000 | 890,000 | 1,301,000 | 1,701,000 |
| Income tax | 82,000 | 207,000 | 300,000 | 390,000 |
| Net income | 316,000 | 683,000 | 1,001,000 | 1,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,458,000 | 10,625,000 | 10,743,000 | 10,853,000 |
| Total capital | 10,890,000 | 11,057,000 | 11,151,000 | 11,291,000 |
| Risk-weighted assets | 51,082,000 | 50,468,000 | 49,156,000 | 53,611,000 |