Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 94,732,000 | 95,614,000 | 95,034,000 | 103,483,000 |
| Total loans | 34,202,000 | 35,309,000 | 36,003,000 | 38,879,000 |
| Allowance for loan losses | 424,000 | 427,000 | 428,000 | 428,000 |
| Securities available for sale | 49,217,000 | 44,741,000 | 46,764,000 | 45,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,836,000 | 78,301,000 | 76,890,000 | 85,611,000 |
| Interest-bearing deposits | 69,873,000 | 69,772,000 | 52,647,000 | 73,822,000 |
| Noninterest-bearing deposits | 7,963,000 | 8,529,000 | 24,243,000 | 11,789,000 |
| Equity capital | 10,882,000 | 11,327,000 | 11,572,000 | 11,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 917,000 | 1,808,000 | 2,699,000 | 3,553,000 |
| Interest expense | 253,000 | 491,000 | 727,000 | 953,000 |
| Net interest income | 664,000 | 1,317,000 | 1,972,000 | 2,600,000 |
| Noninterest income | 37,000 | 79,000 | 80,000 | 148,000 |
| Noninterest expense | 288,000 | 554,000 | 789,000 | 1,046,000 |
| Provision for loan losses | 3,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 439,000 | 968,000 | 1,404,000 | 1,885,000 |
| Income tax | 94,000 | 222,000 | 321,000 | 426,000 |
| Net income | 345,000 | 746,000 | 1,083,000 | 1,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,878,000 | 10,128,000 | 10,315,000 | 10,342,000 |
| Total capital | 10,302,000 | 10,555,000 | 10,743,000 | 10,770,000 |
| Risk-weighted assets | 46,832,000 | 47,952,000 | 47,664,000 | 49,641,000 |