Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 74,385,000 | 76,347,000 | 76,251,000 | 80,231,000 |
| Total loans | 37,268,000 | 38,448,000 | 37,196,000 | 35,660,000 |
| Allowance for loan losses | 350,000 | 378,000 | 378,000 | 395,000 |
| Securities available for sale | 33,014,000 | 31,732,000 | 33,674,000 | 34,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,597,000 | 60,007,000 | 59,434,000 | 64,174,000 |
| Interest-bearing deposits | 53,353,000 | 55,515,000 | 54,003,000 | 56,551,000 |
| Noninterest-bearing deposits | 5,244,000 | 4,492,000 | 5,430,000 | 7,623,000 |
| Equity capital | 8,943,000 | 9,147,000 | 9,482,000 | 8,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 922,000 | 1,876,000 | 2,810,000 | 3,716,000 |
| Interest expense | 279,000 | 564,000 | 820,000 | 1,085,000 |
| Net interest income | 643,000 | 1,312,000 | 1,990,000 | 2,631,000 |
| Noninterest income | 37,000 | 82,000 | 117,000 | 149,000 |
| Noninterest expense | 230,000 | 465,000 | 878,000 | 1,100,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 420,000 | 869,000 | 1,169,000 | 1,620,000 |
| Income tax | 100,000 | 208,000 | 259,000 | 363,000 |
| Net income | 320,000 | 661,000 | 910,000 | 1,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,742,000 | 8,784,000 | 8,832,000 | 8,982,000 |
| Total capital | 9,092,000 | 9,162,000 | 9,210,000 | 9,377,000 |
| Risk-weighted assets | 43,808,000 | 44,997,000 | 43,695,000 | 44,351,000 |