Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 70,579,000 | 70,480,000 | 70,193,000 | 75,316,000 |
| Total loans | 32,622,000 | 33,132,000 | 36,576,000 | 38,711,000 |
| Allowance for loan losses | 303,000 | 303,000 | 303,000 | 320,000 |
| Securities available for sale | 30,403,000 | 30,737,000 | 30,685,000 | 32,793,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,280,000 | 54,574,000 | 52,169,000 | 58,317,000 |
| Interest-bearing deposits | 48,899,000 | 49,599,000 | 47,651,000 | 51,766,000 |
| Noninterest-bearing deposits | 5,381,000 | 4,974,000 | 4,518,000 | 6,550,000 |
| Equity capital | 8,432,000 | 8,027,000 | 8,671,000 | 8,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 881,000 | 1,766,000 | 2,660,000 | 3,577,000 |
| Interest expense | 348,000 | 676,000 | 995,000 | 1,295,000 |
| Net interest income | 533,000 | 1,090,000 | 1,665,000 | 2,282,000 |
| Noninterest income | 35,000 | 78,000 | 110,000 | 151,000 |
| Noninterest expense | 223,000 | 467,000 | 701,000 | 919,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 345,000 | 702,000 | 1,094,000 | 1,459,000 |
| Income tax | 87,000 | 178,000 | 275,000 | 358,000 |
| Net income | 258,000 | 524,000 | 819,000 | 1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,176,000 | 8,042,000 | 8,337,000 | 8,422,000 |
| Total capital | 8,479,000 | 8,345,000 | 8,640,000 | 8,742,000 |
| Risk-weighted assets | 38,760,000 | 38,976,000 | 41,158,000 | 43,397,000 |