Call reports 2008
FIRST STATE BANK — 2008
What FIRST STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 63,865,000 | 64,108,000 | 66,797,000 | 69,574,000 |
| Total loans | 29,879,000 | 29,432,000 | 31,109,000 | 32,322,000 |
| Allowance for loan losses | 303,000 | 303,000 | 303,000 | 303,000 |
| Securities available for sale | 30,015,000 | 30,482,000 | 32,602,000 | 31,713,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,504,000 | 50,667,000 | 51,787,000 | 53,537,000 |
| Interest-bearing deposits | 44,919,000 | 46,348,000 | 47,057,000 | 47,787,000 |
| Noninterest-bearing deposits | 5,585,000 | 4,319,000 | 4,729,000 | 5,750,000 |
| Equity capital | 7,972,000 | 7,759,000 | 7,849,000 | 8,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 883,000 | 1,745,000 | 2,634,000 | 3,524,000 |
| Interest expense | 393,000 | 768,000 | 1,143,000 | 1,519,000 |
| Net interest income | 490,000 | 977,000 | 1,491,000 | 2,005,000 |
| Noninterest income | 36,000 | 70,000 | 104,000 | 147,000 |
| Noninterest expense | 215,000 | 412,000 | 618,000 | 814,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 311,000 | 635,000 | 977,000 | 1,338,000 |
| Income tax | 79,000 | 163,000 | 251,000 | 345,000 |
| Net income | 232,000 | 472,000 | 726,000 | 993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,657,000 | 7,748,000 | 7,851,000 | 8,018,000 |
| Total capital | 7,960,000 | 8,051,000 | 8,154,000 | 8,321,000 |
| Risk-weighted assets | 33,856,000 | 34,245,000 | 36,216,000 | 37,735,000 |