Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 63,478,000 | 61,976,000 | 62,493,000 | 63,831,000 |
| Total loans | 27,994,000 | 29,179,000 | 27,230,000 | 27,845,000 |
| Allowance for loan losses | 272,000 | 302,000 | 303,000 | 303,000 |
| Securities available for sale | 32,105,000 | 29,220,000 | 29,677,000 | 30,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,060,000 | 49,220,000 | 49,648,000 | 50,870,000 |
| Interest-bearing deposits | 44,778,000 | 44,707,000 | 45,102,000 | 44,334,000 |
| Noninterest-bearing deposits | 4,282,000 | 4,513,000 | 4,546,000 | 6,536,000 |
| Equity capital | 6,942,000 | 7,061,000 | 7,294,000 | 7,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 868,000 | 1,771,000 | 2,676,000 | 3,570,000 |
| Interest expense | 466,000 | 934,000 | 1,400,000 | 1,830,000 |
| Net interest income | 402,000 | 837,000 | 1,276,000 | 1,740,000 |
| Noninterest income | 38,000 | 73,000 | 168,000 | 204,000 |
| Noninterest expense | 220,000 | 428,000 | 629,000 | 834,000 |
| Provision for loan losses | 345,000 | 346,000 | 346,000 | 346,000 |
| Pretax income | -125,000 | 136,000 | 469,000 | 764,000 |
| Income tax | 0 | 6,000 | 75,000 | 149,000 |
| Net income | -125,000 | 130,000 | 394,000 | 615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,085,000 | 7,339,000 | 7,354,000 | 7,425,000 |
| Total capital | 7,357,000 | 7,641,000 | 7,657,000 | 7,728,000 |
| Risk-weighted assets | 34,684,000 | 34,785,000 | 32,440,000 | 32,627,000 |